How to Use Amazon Pay Balance: A Complete Guide

Amazon Pay Balance is a digital wallet offered by Amazon that allows users to store money digitally and use it for a wide variety of transactions. It combines the convenience of cashless payments with the security and speed of Amazon’s robust platform. You can use your Amazon Pay Balance for shopping on Amazon.in, paying bills, booking cabs, ordering food, and making payments on over 10,000 third-party apps and websites

2. How to Add Money to Amazon Pay Balance

Adding money to your Amazon Pay Balance is straightforward and can be done in a few easy steps:

• Open the Amazon App or Website: Log in to your account.

• Navigate to Amazon Pay: In the app, tap the menu (three lines) and select “Amazon Pay.” On the website, hover over “Accounts & Lists” and click “Amazon Pay.”

• Select “Add Money”: Enter the amount you wish to add.

• Choose a Payment Method: Options include debit cards, credit cards, net banking, and UPI.

• Confirm Payment: Complete any required authentication, such as entering an OTP.

• Money Added Instantly: You’ll receive a confirmation once the funds are credited

3. Where and How to Use Amazon Pay Balance

Shopping on Amazon

Using Amazon wallet balance for shopping on Amazon.in is seamless:

• Add items to your cart.

• At checkout, select Amazon Pay Balance as your payment option.

• If your balance covers the order, the payment is processed instantly. Otherwise, you can top up and complete the purchase1.

Paying Bills and Recharges

Amazon wallet balance can be used for a variety of bill payments:

• Electricity, water, gas, and mobile bills

• Credit card payments

• DTH and broadband recharges

Just select the relevant category under Amazon Pay, enter your details, and choose Amazon Pay Balance as the payment method.

Payments on Third-Party Apps and Websites

You can use Amazon wallet balance on over 10,000 partner platforms, including:

• Food delivery (Swiggy, Zomato)

• Cab services (Uber, Ola)

• Movie tickets (Book My Show)

• Grocery and medicine purchases

At checkout, select Amazon Pay, log in with your credentials, and complete the payment

Scan & Pay at Local Stores

Amazon wallet balance supports QR code payments at local merchants:

• Open the Amazon app.

• Go to the Amazon Pay dashboard and select “Scan & Pay.”

• Scan the merchant’s QR code and pay using your balance.

Note: You must complete full KYC and register your UPI ID to access this feature

4. Transferring Amazon Pay Balance to Your Bank Account

If you’ve completed full KYC, you can transfer your Amazon wallet balance to your bank account:

• Open the Amazon app and go to the Amazon Pay section.

• Tap on “Send Money” and select “Bank Transfer.”

• Enter your bank account details (account number, IFSC code, etc.).

• Choose Amazon Pay Balance as the payment method and confirm.

• The amount is credited instantly, with no extra charges

5. Checking Your Amazon Pay Balance

To check your balance:

• Open the Amazon app.

• Go to Amazon Pay; your balance is displayed at the top.

• For a detailed statement, click for the full breakdown

6. Benefits and Security Features

• Convenience: One-stop solution for shopping, bill payments, and more.

• Speed: Near-instant payments and refunds.

• Security: Amazon wallet balance uses industry-standard security protocols and does not share your financial information with third parties.

• Rewards: Cashback and exclusive offers, especially for Prime members

7. Frequently Asked Questions

Q: Can I use Amazon wallet balance everywhere?
A: You can use it on Amazon.in and 10,000+ partner apps and websites, but not all offline stores accept it unless they support Scan & Pay.

Q: Does Amazon wallet balance expire?
A: Generally, it does not expire, so you can use it as needed.

Q: Can I transfer Amazon Pay Balance to my bank without KYC?
A: No, full KYC is mandatory for bank transfers

8. Conclusion

Amazon wallet balance is a versatile, secure, and rewarding digital wallet that simplifies payments, shopping, and bill management. Whether you’re making purchases on Amazon, paying utility bills, or transferring money to your bank, Amazon Pay Balance offers a seamless and reliable experience. With easy top-ups, wide acceptance, and robust security, it’s an essential tool for anyone looking to manage their finances digitally in India.

 

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